Understand What Happens When a Reverse Mortgage Loan Comes Due

Whether you’re a borrower, a surviving spouse, or an heir, this guide helps you understand exactly what to do when a Home Equity Conversion Mortgage (HECM) reaches maturity.

📘 Inside this Guide:

  • What triggers a Maturity Event

  • What steps to take immediately after

  • How to avoid foreclosure and settle the loan

  • Guidance for surviving spouses and adult children

  • Definitions of common HECM terms, simplified

This step-by-step guide walks you through the final phase of your reverse mortgage with clear, actionable advice. Learn your options, your responsibilities, and how to protect your home—or make informed decisions about selling or settling the debt.

Whether you're planning ahead or facing this now, this guide is essential reading.

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